我们鼓励被录取的学生使用这个内部计算器来估算2024-25年的净成本.

  • Step 1 complete the Net Price Calculator; and
  • 第二步,利用净价计算器的结果完成第一年财务规划计算器
  • 如果有任何问题,请联系你的入学顾问或学生金融服务(SFS).

 

First-Year Financial Planning Calculator

Step 1 – Complete the 2024-25 FAFSA

Step 2 – Determine Your Net Cost for the Year/Semester

  • 2024–25 comprehensive financial aid offer letters for incoming, 被录取的24-25名FAFSA学生将在2024年3月下旬发送,因为学院和大学延迟收到学生FAFSA数据.S. 教育部对FAFSA简化法案的实施.
  • 2024-25学年的第一个学生账户电子报表将于7月8日那一周通过电子邮件发送给所有入学学生, 2024.

Download the spreadsheet to calculate out-of-pocket expenses

Costs / Aid

Total

Fall 24

Spring 25

Tuition, fees, room (double) & (standard) meal plan (if not an approved commuter)

*请注意,这是住宿学生的标准直接费用. 它不反映发生的任何间接费用,也不反映单人间的可变定价, commuter meal plans, etc.

$75,950

$37,975

$37,975

Subtract SU aid (scholarship/grant)

$

$0

$0

Subtract Federal & State Grants (as applicable)

$

$0

$0

Subtract Outside Scholarships or other Aid

$

$0

$0

Subtract Federal Student Loans for dependent students.

Year 1: $5,500 Gross (No more than $3,500 subsidized.)

$5,500

$2,750

$2,750

Add back student loan origination fee (Click here for info)

$58

$29

$29

Remaining Costs to Attend; move to Step 3 if balance is greater than $0

$70,509

$35,255

$35,255

Step 3: Payment Plan Amount; if balance is greater than $0, move to Step 4

$

$0

$0

Step 4a: Direct PLUS Loan Amount; insert remaining “Cost to Attend” or parental contribution.

$

$0

$0

Student loan origination fee (Click here for info)

$0

$0

$0

Step 4b: Actual PLUS Loan Amount to Request; if balance remains, move to Step 5

$0

$0

$0

Step 5: Private Student Loans; if balance remains after private student loans, 请决定自费付款或重新访问第3步付款计划选项.

$

$0

$0

Remaining Payment Due or Final Balance:

$70,509

$35,255

$35,255

*Please note 这个工具应该用来估计你的成本为即将到来的一年
reflects standard costs for room and meals. Please visit the http://susqu.campusdish.com/ 额外的餐饮选择/费用和学费和费用网站的“特殊费用”标签下的单人, multiple room, etc. pricing.

Step 3 -查看余额或部分余额的付款计划选项

每个学期使用月供计划是可选的,但推荐使用,因为这是减少学生贷款债务的好方法——尤其是当你可以将这些还款分散到几个月的时候, 5, 4, or 3 months).

Pro Tip: Determine an amount you can pay monthly and utilize a payment plan. 这将减少你可能考虑通过父母或私人学生/父母贷款借款的金额.

Please visit http://mycollegepaymentplan.com/susquehanna/ for more information in April 2024. The plan’s only cost is an enrollment fee of $50 each semester.

Students & 其授权用户可以按照以下步骤设置付款计划:

  • Go to myNest and select ‘My AID & STUDENT ACCOUNT’
  • Click ‘My Payment & Billing”; and
  • Click “Proceed to Processor”; and
  • Click “Set Up a Payment Plan.”

为家长/支持者设立授权用户帐户(如适用). After logging into Campus Commerce:

  • Click on “My Profile”
  • Manage Payers, click the “ADD” button;
  • Complete the form and click “Save”;
  • 授权用户将收到一封电子邮件,说明如何完成他们的帐户设置.

Step 4 : Consider a Federal Direct PLUS Loan for Parents

联邦政府为受抚养学生的父母提供贷款计划,以支付教育费用. Through this program, 亲生父母或养父母或继父母可以借款最多一年的费用减去学生收到的其他经济援助. PLUS贷款提供固定利率,并可在大多数收入水平上扣除利息.

2023-2024学年的直系家长PLUS贷款利率为 8.05%. 2024-25年的利率将不迟于2024年7月公布. The U.S. Department of Education charges a 4.228% origination fee. For example, if you wish to borrow $10,000, keep in mind that 4.228% will be withheld from the loan by the U.S. Department of Education. 确定实际借款金额,包括借款费用, divide the amount you need to cover your costs for the year by 0.95772. 请记住,我们不接受“最高限额”贷款申请,请指定贷款金额.

  • How can I secure a 2024–2025 Direct Parent PLUS Loan?First-time SU borrowers can secure your loan by visiting studentaid.gov in April 2024. This site will allow you to enter your information, request a loan amount, and initiate a credit check. 您还需要填写主本票(MPN)。. NOTE: 在申请和MPN都提交之前,您的流程将不会完成. Step-by-step directions are available here. 家长将被指示完成PLUS信用咨询,如果信贷被拒绝,随后决定上诉, or an endorser is added.

Step 5: Private Student Loan Options for Higher Education

私人贷款是需要为教育投资贷款的家庭的一个选择. 萨斯奎哈纳建议你先用尽联邦学生贷款的选择. 但是,对于希望考虑其他私人贷款的家庭,请访问我们的SU网站 share.greenishcleanish.com/privateloans for current information. Susquehanna强烈建议您在做出融资决定之前,将私人贷款与联邦贷款进行比较.

SFS关于您在高等教育投资的最后提醒 :

  • Monitor Your Student Account: 在萨斯奎哈纳的账单是通过我们的学生账户门户电子完成的. Fall bills will be available in myNest’s Student Account Portal by the week of July 8, 2024. 您和您的授权用户将通过您的SU电子邮件和授权用户的电子邮件收到电子声明通知,突出显示2024年秋季声明的可用性. 我们恳请2024-25学年的付款安排在8月1日之前到位, 2024.
  • Protect Your Investment with Tuition Insurance: Given life happens, 请考虑通过安联的毕业生守卫学费保险投保学费保护保险. 浩博体育app的退款政策和学费保险细节可在以下网站找到 greenishcleanish.com/refundpolicy. Depending on the coverage purchased, 可选保险为您支付的学费提供高达100%的保险, room, meal plan, health fee, 因健康原因不能完成的学期学生活动费. 学生和家庭在进入学生账户门户网站时也有机会查看退款政策和购买保险.
  • Monitor Your Federal Loan Borrowing via studentaid.gov: 我们鼓励学生和家庭通过使用美国教育部的“Manage Loans” website. 学生需要使用他们的FSA ID和密码(与他们的FAFSA相同)登录到网站来查看他们的援助摘要.